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Get more time to pay with Klarna.

Get Started Sooner

When you choose Klarna at checkout, you’ll get the option to shop now and pay later for your purchase with Pay in 4.

How to shop with Klarna

  • Add item(s) to your cart and head to checkout.
  • Select Klarna at checkout and choose how you would like to pay.
  • Manage your orders and payments in the Klarna app.

Get Started with Klarna

To get started with Klarna, download the app.

If you already have a Klarna account, log into your account.

If you need any help, Klarna’s Customer Service is there for you.

Use the Klarna app to:

  • get deals on your favorite products.
  • check your Purchase power.
  • see all of your purchases in one place.
  • extend your due dates.
  • pay open balances.
  • much more!

Safe and Secure

Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases.

Klarna – Frequently Asked Questions

To be eligible to use Klarna, you must:

  • Be able to receive verification codes via text
  • Be a resident of the United States or its territories
  • Be at least 18
  • Have a valid card/bank account
  • Have a positive credit history

Klarna currently accepts most debit and credit cards (i.e., Mastercard, Visa, Discover, American Express), as well as checking accounts for ACH payments. Please note, prepaid cards are not accepted.

Pay in 4 allows you to split orders over $10.00 into 4 interest-free payments, so you can spread the cost over time.

Once items are in your cart, just choose klarna logo at checkout. The first payment will be taken from your credit card, debit card or bank account when your order is shipped.

The card or bank account of your choice will be automatically charged every 2 weeks afterwards. No interest or fees when you pay on time.**

**See payment terms. A higher initial payment may be required for some consumers. CA resident loans made or arranged pursuant to a California Financing Law license.

Klarna is currently available nationwide, except for New Mexico, Hawaii and US Territories (excluding Puerto Rico).

Klarna will send an email confirmation for all completed payments. You can also call or live chat with Klarna’s customer service agents 24/7 to confirm payment.

Yes. If you want to pay the next payment or full balance of your payment plan early, simply log into the Klarna app, go to the “Purchases” tab, and select “Payment Options.”

Klarna will email you if your payment is unsuccessful, and try one or more times to collect it.

If they can’t collect it, it will be added to your next payment along with a late fee of up to $7.00.

The full amount of your late fees will never exceed 25% of your order value at the time of purchase.

Your credit score will not be impacted when you use Klarna payment products.

Check out Klarna’s full FAQ page. You can reach Klarna anytime at https://www.klarna.com/us/customer-service/ or by downloading the Klarna app.

About Klarna

Klarna’s on a mission to elevate shopping by reshaping the entire experience from browsing to owning. They do this by giving you convenience, perks and inspiration.

Founded in Stockholm, Sweden, Klarna is one of Europe’s fastest-growing companies. Klarna is a leader in alternative payments.

Klarna serves 150 million active consumers and over 450,000 retail partners. Klarna has 6,000+ employees from 100+ nationalities.