Kentucky Cleaning Business Start-up Laws

Kentucky state flag

This article provides three key state business start-up requirements for self-employed sole proprietors and general partners who run residential house cleaning businesses.

Information from the Secretary of State, the Kentucky Department of Revenue and selected city and county government sources were used to research this article.

Be aware that sole proprietor and general partner start-up requirements in this state are always changing. Some requirements even vary from county to county.  

It is important that you call or visit your local county or city government in person or online to find out local requirements for residential house cleaning businesses and home-based businesses.

This article is not intended to be exhaustive or a substitute for qualified legal or tax advice.

Business Name Registration

Sole proprietors and general partners who want a business name that does not include the owner(s) full names (for example, Janice Smith’s Cleaning Service or Martha Harris and Tom Graham’s Maid Service) need to find out whether the Assumed Name or DBA (“doing business as” name) name they want to use is available in the state of Kentucky.

Start with a statewide corporate business name search to avoid legal problems and customer confusion.

Do Your Own Search Online For Business Names

Crystal Clean business online search results in Duck Duck Go.
Online search example for a (very popular!) cleaning business name.

Then do an online search for names similar to the one you plan to use. For example, if you want to use the name, Crystal Clean Maid Service, do simple online searches for “Crystal Clean Maid Service+Kentucky” plus Crystal Clean Maid Service+your county” and “Crystal Clean Maid Service+your town or city”.

Search beyond the first page of results. Go at least five pages deep into the search results to see if the name you want or similar names are being used in your county or city .

It is important to remember that the business name you choose must be different from any other name already registered with the state.

Name Registration Details

If the Assumed Name is available, sole proprietors must apply for a Certificate of Assumed Name with the county clerk where the business will be located.  

Find a County Clerk in Kentucky.

General partnerships, known in Kentucky as Domestic General Partnerships, should file for a Certificate Of Assumed Name through the Secretary of State’s office.

Name Rights

In the Commonwealth of Kentucky, filing a Certificate Of Assumed Name does not guarantee a business sole rights to the use of that name.

Other businesses in the state may also register similar Assumed Names. Registered businesses are expected to legally defend their Assumed Names.

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Get Started Checklist and Workbook

Business License Registration

Sole proprietors and general partners do not have to apply for a business license with the Commonwealth of Kentucky.

Residential house cleaning businesses must apply for a business license at their city or county clerk’s office.

Note: The Commonwealth of Kentucky provides an online business license and tax registration One Stop Business Portal that links to local cities and counties.

Related: Get more details about licensing your cleaning business.

General Partner Licensing

In Kentucky, a general partnership is created when two or more owners form an oral or written agreement to start a business together.

It is advisable for general partners to file a copy of the state Certificate Of Assumed Name application with the county clerk where the business is based.

A written partnership agreement drawn up by a lawyer is important for both or all partners. Partnership agreements do not have to be filed with the state.

👥 Start a solid partnership with help from the Business Partnership Portal.

How An EIN Helps

Sole proprietors and general partners may apply for an Employer Identification Number (EIN) from the IRS even if they do not plan to hire employees.

Getting an EIN may make it easier to open a bank account and reduce your risk of identity theft.  

You can apply for an EIN online. 

In addition, some business registration forms will require a a NAICS business classification number for the house cleaning industry.

Woman holding a yellow umbrella for insurance against business storms.

A Deep Guide to Cleaning Business Insurance

Protect your house cleaning business from the start with liability insurance and bonding. Also find out:

  • what types of coverage you need.
  • the difference between bonding and insurance?
  • how to find a commercial agent.

Business Tax Registration

Residential house cleaning services are taxable in Kentucky. Cleaning services must collect and send sales taxes to the Commonwealth Department of Revenue.

Sole Proprietorships & General Partnerships can register with the state for a Sales Tax Account, through the county clerk where the business is located.

Sole proprietors and general partners pay tax on business income to the state of Kentucky through their personal state tax return.

Related: Get a deeper understanding of cleaning business taxes.

State Estimated Tax

Sole proprietors and general partners are responsible for paying estimated self-employment income taxes in Kentucky (on Form 740-ES) similar to the way self employment taxes are paid to the federal government.

Get more information about estimated tax requirements by calling the Kentucky Department of Revenue at (502) 564-4581.

State Partnership Tax

Kentucky general partnerships that file a Federal partnership information Form 1065, may need to file a state income tax return, K-1 (Form 765-GP).

Get more information from a CPA or qualified tax preparer to find out if your partnership must file those returns.

Selected Kentucky City Licenses

Bowling Green Business License: https://www.bgky.org/finance/license

Lexington Business License: https://www.lexingtonky.gov/occupational-license-fees-filing-requirements

Louisville Business License: https://louisvilleky.gov/government/revenue-commission/business-licensing-guide

Owensboro Business License: https://www.owensboro.org/business/business_license_information_forms_in_owensboro.php

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